My Story How to Diet Thrifty and Successfully Pay Off Debt, Interested in Trying?- Lifestyle Fimela.com

2022-05-28 12:39:52 By : Ms. Shelly Xu

Fimela.com, Jakarta New year, new self.All of us must have had unforgettable experiences about trying to be a better person.Starting from efforts to be better in living life, establishing relationships, achieving dreams, and so on.There are changes that we want or maybe we have done in order to become a new person.Like the story of Fimela's friend who was included in the Change the Old Me Contest: It's Time to Change for the Better.By: Intan Puspita Dee - East JakartaA row of beautiful numbers that hopefully will be the beginning of a change for the better, more beautiful, and more charming for sure.Everyone obviously has a plan with different steps.It could be in terms of romance, family, career, goals, finances, to the effort to have offspring.There are various ways to achieve this, of course.What must be underlined make sure with positive steps.Don't go there, elbow here, aka justify various ways for their own interests.Personally, I'm actually just continuing what I've achieved in 2019. Hmm... if you think about it, it's not easy, you know.Because maintaining it is more difficult, right?My aim is certainly not just one or two targets.Yes, his name is also human.Normal with a myriad of plans.But one thing is for sure, my gratitude for many things must be more and more than anything that has been obtained.Including those that don't go according to plan.Because wisdom is also one of many things that must be interpreted as a gift from God that is no less beautiful.Some of the most I emphasize the first relates to the household budget.Yup, the number of debts since 2018 is still haunting until now.But thank God, of the many bills, about ten points, only three points that need to be paid off.At first, unexpectedly, my husband was laid off shortly to coincide with my resignation from work.From my husband's severance pay, I finally started a mixed ice business.A year of online taxiing, my husband got a job at a company.A few months later we decided to close the business because almost every month I fell sick.Fever, chills, and irregular menstruation.It's been three months without any monthly guests.Sometimes it's just brown spots, sometimes it's actually menstruation in general.It's sad to be honest to stop halfway after it's been a year since starting a business.Besides being sick, another reason is because I have a four year old daughter who still needs close care.So you can say that financial income only relies on one hole, namely the husband's monthly salary, which of course leaves a row of loans to buy necessities to support his new job.Like a new shirt and shoes.Notes payable increased.Whereas previously the series of loans had been unstoppable because of uncertain finances from the results of businesses just starting out combined with daily online motorcycle taxi income.To pay rent and household needs is often a shortage.Inevitably have to be patched with a loan.I am grateful that I have a sibling whose finances are good.And thankfully again, he never demands to have to deposit every month with a certain month limit.Even so, it doesn't make us intentionally delay the payment.Every month, even though I was small, I was disciplined to pay.That way the heart becomes lighter.Although it is undeniable that sparks are always there.Once my daughter had a fever up to almost 40 degrees Celsius and it didn't go down and down while she was old, the money was only loose change.I cried profusely.Plus my daughter asked for an apple maybe it tasted fresh.Thickening your husband's face, borrowing money from other relatives whose finances are actually difficult.Then, armed with ten thousand rupiah, the husband came home with a red apple which he received with sparkling eyes.I quietly cried again, away from the child who was engrossed in enjoying apple slice after apple.Once in a month, my husband brought lunch with the same side dishes.Either omelette or fried chicken, it's always eggs.One of his friends laughed.Tearing whether the calendar in our house old date every day.The husband just smiled as he replied that if he was a connoisseur of eggs, the other reason, of course, was practical and nutritious.During those times as a wife I put a lot of pressure on things that were not necessary.To the extent that the princess's request to go to a fast food chicken restaurant was not fulfilled for a year.Even though when we were still working, both of them every month he always went to the game arena or ate out together.Although since the first we are not adherents of the important style, you know.We have implemented a simple life since the beginning of our marriage.As a woman, I am not easily tempted to buy clothes, make up, or other tempting accessories.I've never been shy about wearing second-hand clothes.It's just that I admit, the desire to make a big family happy is really high.My husband and I have the same principles that often create something that becomes a boomerang for us.Yes, we often forget to make ourselves happy.Forget saving for the future.The most important thing is everyone gets.You could say often sacrifice personal pleasure.That's how it is.If there are brothers who are in trouble, we don't think twice about pawning the little gold we have.Even if the installments are late, we are also the ones to make up for the fine without telling the debtor frankly.In the end, it became a never ending vicious circle.Plus other tests that come and go color life.The outline of the debt hole is widening.Since then we have changed our principles.There's nothing wrong with helping other people, especially close family.Goodness must continue to flow at all times.But don't force your will.Must be balanced.Dare to firmly say no if the circumstances are not possible.But of course as much as possible still help according to ability.If you are unable to provide material, instead you are serious about looking for job information, for example for relatives who are unemployed.Then push the budget out.Finally, when I was married, I almost never cooked except once or twice finally decided to change my principles.No excuses.All this time I always thought ah, my husband understands my shortcomings.Finally started asking my mother and sister about recipes.The goal, of course, is to save.Usually, buying vegetable soup at warteg for five thousand rupiahs only gets a bowl.Now, if you cook, you just add a little more cost, you can already get a medium pot that can be eaten until the afternoon, even close neighbors still often get it.Each of my paid husbands is sorted in such a way that everyone gets a share, even if it's a little bit.Parents from both sides are still prioritized, although not as much as before.Children's school needs to the budget for traveling makes the little one happy.Even if it's just to simple places.In the midst of difficulties, we still prioritize the principle that the inner needs of children must also be prioritized apart from, of course, religious needs.It doesn't have to be expensive.Most importantly, your little one feels cared for.Togetherness was created.Not infrequently from looking around fresh ideas arise to build our dreams in the future.About business, tiny castles, and planning another baby.Yes, after diligently absorbing various information from anywhere as long as it is good and can be accounted for, I do not hesitate to follow.So diligently cooking yourself turned out to support the diet program that was being undertaken in the middle of last year.How to sort ingredients, provide nutritious food for two loved ones at home.Of course, my diet is not just a fad, let alone a bandwagon.I did it on my own conscience.One of the signs of a problematic woman's body can be seen from an abnormal menstrual cycle.Even though regularity will open up greater chances of pregnancy.That's where I started limiting my intake of sugar, salt, and cooking oil.Eat lots of fruit and vegetables.To keep costs down, I usually look for cheap and affordable materials.Eggs, tempeh, tofu, green vegetables, all of which are boiled.Fruits that are usually priced according to the pocket can be tomatoes, papayas, and bananas.When I'm bored, I can cook oil-free vegetables such as clear fish or chicken soup, at least the oil is just a sprinkling of fried onions.Next time Pepes tofu or fish.Besides that, I also diligently stock up on spices and of course lemon or lime in the refrigerator.And everything I do alternately.I also combine fasting Monday and Thursday.Then a week really eat fruit.Don't eat anything anymore.The following week includes a flat spoon of rice plus side dishes of stew.The following week the rice with the same amount but the vegetables in the soup are free of oil and still use salt, sugar, and seasoning.And there is a day of deliverance.This is my term, yes.So you can eat free dumplings, chicken noodles, seblak, packaged sweet drinks, just a commitment not crazy.Naturally.Balance with exercise.No need to mess around.It's enough that it's light but seriously done.After the morning prayer, of course, after cooking and preparing provisions for the husband, followed by a leisurely walk in front of the house.Just go back and forth.While breathing air that has not been contaminated, automatically the mind becomes more fresh.Everything I do is consciously for the sake of maintaining health.So a few tips, if you don't intend to diet, you will be stressed later.But intend to live a healthy life.As a result, without a load, my weight which was close to 59 kg is now 51 kg in six months.Another bonus, the menstrual cycle shows progress.Starting regularly every month, even though the date is sometimes irregular, but it doesn't show any signs of normal red blood like when it was a girl.The simple things I do, I often share on social media or what's up status.So many people are asking this question.I answered with pleasure especially with the intention of sharing goodness with others.It's just that I always say it's okay to absorb information about losing weight from anywhere, but remember that what is suitable for other people may not necessarily be suitable for us.Get to know our own body, that's the first.Other therapies that I enjoy doing are reading books, absorbing as much positive information as possible, and writing articles, short stories, and poetry.Reduce the laying down a little bit.Trying to be disciplined in completing work as a housewife.When to iron, when to wash clothes, when to accompany children to study, and play.The hope is that in 2020, of course, the first three points of our debt are paid off.We're trying not to get used to pawning gold any more.If it is necessary, we agree that it is better to sell it so that it does not end up in debt from month to month, especially if it cannot be repaid, there is interest.Then our new principle is to enjoy what has become our sustenance.If you can't, don't want to force your will.For example, my husband and I agreed to buy a second motorbike instead of buying a new one in installments.That's even after the old motor has really undermined, meaning that it is repaired even spread everywhere.So it's really necessary.Not just a false wish.Thus reducing the new debt hole.In addition, the relationship between debt and diet creates a new joy in life habits.The world of the kitchen becomes everyday for me.Now it's fun to hunt for new healthy recipes.As a result, my husband also lost weight and thanked me immeasurably.Every morning my daughter, who will soon be six years old and is already fussy, wants to have a sister, following in the footsteps of her parents, diligently drinking water when she wakes up.Even like her husband, she does not refuse to drink the juice of turmeric, kencur, ginger mixed with honey.Unexpectedly everything went miraculously.The debt is almost paid off, our little family is healthy and happy.Maybe the second baby hasn't been given yet.But the path to our desire looks brighter.Never get tired of giving thanks.Because when I look back, I have experienced times of despair.But as long as you are still given age, it feels like giving up is not an option.God's plan is bigger than what people think.And sure... that's the best of the best.Well, below I include some tips to pay off debt and a successful diet:Write down the amount of debt in detail and start sorting by priority that must be repaid immediately until those that can still be postponed can be placed last.Each paycheck is immediately grouped into two, firstly household needs (costs, daily needs, electricity, unexpected, etc.) and debt repayment.Discipline pays debts every month.Resist buying unnecessary things.Distinguish between needs and wants.A small example of wanting to buy new clothes, think about it many times, remember that there are still many clothes in the closet that are worth wearing, then ignore them immediately.Be realistic and reduce prestige.Usually, you don't miss meat, now try the types of food that are more economical but still healthy, such as eggs, vegetables, tofu, tempeh.Usually watching the latest movies in theaters can be 3 times a month, try reducing the duration to once even once in 2 months.Cook.The easiest and healthy thing to create 'space' or more funds other than number 1-4, namely;cook.This can be applied to those of you who are single and married.For singles who usually buy packaged rice, they can start cooking their own rice.Then start getting acquainted with the world of the kitchen.Diet can also create 'space' you know.Many people still think that if you are on a diet program, it will cost more!That assumption is very wrong.I've broken it with my own experience.So these two things can not be separated, diet and cooking.Yes, of course it's wasteful to set aside money to buy diet food packages.Step I. The first week should only eat fruits, tubers, and vegetables.Forget about any kind of rice.Drink as much water as possible.Can be interspersed with regular / green tea mixed with spices.I like to dip some cloves.Step II.The second week you have to be really disciplined to reduce sugar, salt, cooking oil.The rice is still eaten but only 1-2 flat spoons complete with vegetables and side dishes can be eggs, tofu, boiled tempeh.Chicken breast that has been uncovered is delicious and can be enjoyed immediately, you know.Menus like this can only be eaten at 8 am and 12 noon.Vegetables can be stewed or clear but without salt and flavoring, yes.If you make peanut sauce, just roast the peanuts.Another economical menu can make an omelet without oil in Teflon, add spring onions and chilies, cook on low heat.Waking up before brushing your teeth drinking a glass of warm water, even more very good.Just adjust, yes.Then exercise.At least 3-5 times a week.Then while resting, you can enjoy a glass of warm water that has been mixed with lemon juice and you can add pieces of spices such as lemongrass, ginger, turmeric, etc.One or the same time.For the lemon itself, you can adjust the ability.Can start from a quarter or half of it.Eat on time.8 am and 12 noon as mentioned in step II.Then while waiting for lunch time can snack on fruit.At 3 pm you can get fruit or whole wheat bread.I recommend stocking bananas because they are soft, dense, filling.Last meal at 18.00.Usually I eat potatoes, green vegetables, cabbage, eggs all boiled.Can be replaced with sweet potato, cassava, corn.At night before going to bed, repeat again drinking warm water that has been mixed with lemon juice and spices.Step III.The third week the menu at 8 am and 12 noon may use salt, sugar, flavoring but eits… No oil!Many choices, you know.Such as clear vegetables, tamarind vegetables, chicken soup, tofu peppers, or fish pastes.Please create your own.The rest remains the same eating on time as stated in Step II.So I do this to keep the diet going.Because you usually eat without sugar, salt, and cooking oil, the world feels empty, hehe.So it's just a distraction.So, before starting the next week, you can be happy again, you can do your liberation day by swallowing your favorite snacks, such as chicken noodles, meatballs, whatever it is but on reasonable terms.You can set the day yourself, for example Saturday or Sunday.Can be alternated with fasting Monday Thursday.Repeat steps I-III regularly.During the diet, avoid consuming packaged drinks because they are usually high in sugar.Ignore the snacks.Affordable fruits cost a lot, you know, so there's no excuse.Tomato, papaya, banana, or pineapple.Can be juiced, can also just eat.Lastly, drink lots of water.Wow, wow… I have proven myself, this action can create 'space' but remember, discipline in allocating more funds to cover debt holes, yes.Other lessons besides fat and debt are blurred, the body is healthier, the mind is fresh, then complaints such as migraines, dizziness, aches and pains run away, you know.